Best Banks 2025
Expert-ranked financial institutions based on stability, digital services, and customer satisfaction.
Last updated: December 2025
Find Top Banks by Country
France
Leading French banks ranked by retail services, expat-friendliness, and digital innovation.
View RankingsUnited States
Best national and regional banks in the USA for savings, checking, and loans.
View RankingsItaly
Reliable Italian banks offering modern digital solutions and traditional personalized service.
View RankingsBrowse by Account Type
Savings Accounts
High-yield savings and competitive interest rates
Checking Accounts
Daily banking with low fees and great access
Digital Banking
Neobanks and mobile-first financial apps
What Makes a Great Bank?
Choosing a bank is a critical financial decision. Our ranking methodology considers the factors that impact your daily life and long-term security:
Financial Stability
30% weightCapital adequacy, history, and resilience in economic downturns.
Digital Experience
25% weightApp usability, feature set, and online banking reliability.
Customer Service
20% weightSupport availability, resolution speed, and branch network.
Fees & Rates
15% weightTransparency of fees and competitiveness of interest rates.
Account Features
10% weightPerks, rewards programs, and flexibility of account options.
Frequently Asked Questions
How do you verify bank safety?
We prioritize banks that are insured by their respective national deposit insurance schemes (e.g., FDIC in the US, FGD in France). We also review credit ratings from major agencies like Moody's and S&P.
Are online-only banks safe?
Yes, legitimate online banks (neobanks) are typically regulated just like traditional banks. However, we always check their banking license status and partner banks before ranking them.
Do you cover business banking?
Currently, our primary rankings focus on personal banking. We plan to add specific business banking rankings in late 2026.